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Trusting banks in China
(26.04.2018)
Pacific Economic Review 2 ; May ; 2018
Pacific Economic Review 2 ; May ; 2018
Trust in banks is essential to financial system effectiveness. The present study examines the determinants of trust in banks in China. Using the most recent wave of the World Values Survey, which included information on ...
Cyclicality of bank liquidity creation
(15.07.2018)
Journal of International Financial Markets, Institutions and Money July ; 2018
Journal of International Financial Markets, Institutions and Money July ; 2018
This paper investigates the cyclicality of bank liquidity creation. Since liquidity creation is a major economic function of banks, their liquidity creation behavior may amplify business cycle fluctuations. Using the ...
Should banks diversify or focus? Know thyself : The role of abilities
(15.03.2018)
Economic Systems 1
Economic Systems 1
The paper investigates whether diversification/focus across assets, industries and borrowers affects bank performance when banks’ abilities (screening and monitoring) are considered. The initial results show that diversification ...
Evaluating Indicators for Use in Setting the Countercyclical Capital Buffer
(01.03.2018)
International Journal of Central Banking 2 ; March 2018
International Journal of Central Banking 2 ; March 2018
The European Systemic Risk Board (ESRB) recently issued a recommendation on the use of early warning indicators in macroprudential decisions involving the countercyclical capital buffer (Basel III framework). In addition ...
Can lenders discern managerial ability from luck? Evidence from bank loan contracts
(15.02.2018)
Journal of Banking and Finance February
Journal of Banking and Finance February
We investigate the effect of managerial ability versus luck on bank loan contracting. Borrowers showing a persistently superior managerial ability over previous years (more likely due to ability) enjoy a lower loan spread, ...
Accounting quality in banking : The role of regulatory interventions
(26.11.2018)
Journal of Banking & Finance December ; 2018
Journal of Banking & Finance December ; 2018
Using the full sample of U.S. banks and hand-collected data on enforcement actions over 2000–2014, we analyze the role of these interventions in promoting several aspects of accounting quality. We find that enforcement ...
Bailouts, franchise value and moral hazard in banking
(15.06.2018)
Singapore Economic Review 3
Singapore Economic Review 3
Policy discussions are dominated by the view that governmental safety nets offered to banks cause moral hazard and encourage risk-taking. However, [Cordella, T and E Levy Yeyati (2003). Bank bailouts: moral hazard vs. value ...
Determinants of Bank Closures : Do Levels or Changes of CAMEL Variables Matter?
(15.06.2018)
Russian Journal of Money and Finance 2 ; 2018
Russian Journal of Money and Finance 2 ; 2018
This study examines the role of levels and changes in bank balance sheet variables in explaining bank closure. Using a unique set of monthly bank-level panel data from Russia, we estimate determinants of bank license ...
Does it pay to get connected? An examination of bank alliance network and bond spread
(08.01.2018)
Journal of Economics and Business January-February
Journal of Economics and Business January-February
This paper examines the effects of bank alliance network on bonds issued by European banks during the period 1990–2009. We construct six measures capturing different dimensions of banks’ network characteristics. In opposition ...