Haku
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Are bank capital requirements optimally set? Evidence from researchers’ views
(22.07.2020)
Journal of Financial Stability October ; 2020
Journal of Financial Stability October ; 2020
We survey 149 leading academic researchers on bank capital regulation. The median (average) respondent prefers a 10% (15%) minimum non-risk-weighted equity-to-assets ratio, which is considerably higher than the current ...
Switching costs and financial stability
(04.03.2019)
Journal of Financial Stability April
Journal of Financial Stability April
We establish that the effect of intensified deposit market competition, measured by reduced switching costs, on the probability of bank failures depends critically on whether we focus on competition with established customer ...