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Miksi Suomi säästyi pankkikriisiltä?
(18.12.2017)
Kansantaloudellinen aikakauskirja 4/2017
Kansantaloudellinen aikakauskirja 4/2017
Suomen pankkikriisi ja sen syventämä suuri lama 1990-luvun alussa on vakavuudessaan opettavainen tarina siitä, miten pankkisektori ja koko talous voi joutua ennakoimattoman suuriin vaikeuksiin yrityssektorin huonon ...
Household Optimism and Overborrowing
(22.01.2018)
Journal of Money, Credit and Banking 1; February 2018
Journal of Money, Credit and Banking 1; February 2018
We use Finnish household-level data from 1994 to 2013 to measure how often and what kind of forecast errors households make and how the errors are linked to the households' borrowing behavior and overindebtedness. We find ...
Leverage dynamics and the burden of debt
(01.04.2020)
Oxford Bulletin of Economics and Statistics 2
Oxford Bulletin of Economics and Statistics 2
In addition to leverage, the debt service burden of households and firms is an important link between financial and real developments at the aggregate level. Using US data from 1985 to 2017, we find that the debt service ...