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Bank Stability and the European Deposit Insurance Scheme
(15.05.2019)
Revue de l'OFCE Special issue 2019
Revue de l'OFCE Special issue 2019
Empirical evidence shows that a financial distress, faced by a bank or the whole economy, might cause large-scale withdrawals of deposits even when bank deposits are protected by deposit insurance, implicitly or explicitly ...
Regulation of short-term consumer credits
(08.04.2019)
Journal of Banking Regulation 4 ; December
Journal of Banking Regulation 4 ; December
The regulation of short-term consumer credit markets is heatedly debated around the world. This article uses economic research as a basis for a qualitative assessment of the regulation of the short-term consumer credit ...
What Can We Learn from the Real Bills Doctrine?
(15.01.2019)
Credit and Capital Markets 1
Credit and Capital Markets 1
The historical development of bank liquidity doctrines is surveyed from the real bills doctrine and its antecedents to the present day. The underlying ideas of the succession of several dominant liquidity doctrines are ...