Haku
Viitteet 21-27 / 27
Nordic countries are vulnerable to housing market risks aggravated by the coronavirus pandemic
(20.05.2020)
Bank of Finland. Bulletin 2/2020
Bank of Finland. Bulletin 2/2020
The coronavirus (COVID-19) pandemic is dampening the Nordic housing market in many ways. The economic outlook and consumer confidence in the economy have deteriorated precipitously. The restrictions imposed under the state ...
Wide regional disparities in Finnish house prices and household indebtedness
(23.05.2018)
Bank of Finland. Bulletin 2/2018
Bank of Finland. Bulletin 2/2018
Finland's house prices have diverged regionally over the past decade, particularly between the Helsinki metropolitan area and the rest of the country. Regional disparities on the housing market are also reflected in the ...
Instruments designed to mitigate indebtedness
(24.05.2018)
Bank of Finland. Bulletin 2/2018
Bank of Finland. Bulletin 2/2018
Borrower-based instruments generally refer to measures aimed at mitigating the indebtedness of individuals or households. These instruments have most commonly been used to impose limits on housing loans. The purpose of ...
Accessible summary: household debt burden worryingly large – we must take a variety of measures to guard against the risks
(29.05.2019)
Bank of Finland. Bulletin 2/2019
Bank of Finland. Bulletin 2/2019
Finnish households are carrying a worryingly large amount of debt. Housing loans and housing company loans have become more common and larger, and their repayment periods have become longer. In addition, the supply of ...
Editorial: Rising household debt levels must be addressed in time
(09.05.2019)
Bank of Finland. Bulletin 2/2019
Bank of Finland. Bulletin 2/2019
Finland's financial system is structurally vulnerable due to the country's high levels of household debt and proportionately large banking system. Indebted households respond to declining economic conditions and increased ...
Risks associated with housing company loans are increasing – Regulatory reforms will restrict use of such loans in the future
(09.06.2023)
Bank of Finland. Bulletin 1/2023
Bank of Finland. Bulletin 1/2023
Rising interest rates and rising costs are straining the finances of housing companies in Finland, causing an increase in the direct and indirect financial stability risks associated with housing company loans. Although ...
Strong rise in interest rates puts strain on mortgage borrowers
(09.06.2023)
Bank of Finland. Bulletin 1/2023
Bank of Finland. Bulletin 1/2023
The long-continued growth in household indebtedness came to a halt at the end of 2022. Households were borrowing less as a result of the rapid rise in interest expenses and the cost of living, together with uncertainty ...