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Future of payments at hand
(31.05.2021)
Bank of Finland. Bulletin 2/2021
Bank of Finland. Bulletin 2/2021
Payments are a basic function in society, the lifeblood of economic activity; if disrupted, this could bring society to a total standstill. It matters how payment services and the systems executing these services are ...
The Bank of Finland maintains and develops the common European financial market infrastructure
(11.09.2020)
Bank of Finland. Bulletin 4/2020
Bank of Finland. Bulletin 4/2020
The Bank of Finland maintains and develops the common European financial market infrastructure and is a centre of expertise in systems for Finnish and Nordic banks. It also has several different operational roles on the ...
COVID-19 pandemic causing permanent change in payment habits
(14.07.2021)
Bank of Finland. Bulletin 2/2021
Bank of Finland. Bulletin 2/2021
The COVID-19 pandemic has accelerated changes in the use of payment methods in Finland. Nearly half of Finns have reduced their use of cash during the pandemic, and most believe that their use of cash has decreased ...
Accessible summary : COVID-19 is accelerating the payment revolution
(19.05.2021)
Bank of Finland. Bulletin 2/2021
Bank of Finland. Bulletin 2/2021
Payments are changing. In the same way that technological progress influences so many of the day-to-day activities of households and businesses, it affects how we make payments. The coronavirus pandemic has irreversibly ...
Bank of Finland Bulletin: Bank of Finland articles on the economy 2/2019
(29.05.2019)
Bank of Finland. Bulletin 2/2019
Bank of Finland. Bulletin 2/2019
Contactless payments replace both chip and pin along with cash
(25.09.2018)
Bank of Finland Bulletin. Blog
Bank of Finland Bulletin. Blog
The near field communication (nfc-) technology has been available for quite some time, and we have predicted its triumph already for years. Introducing new technology in two sided markets is tricky. Two sided markets mean ...
The role of the central bank in a digitalising world
(11.06.2018)
Bank of Finland Bulletin. Blog
Bank of Finland Bulletin. Blog
Digitalisation holds great promise for new opportunities, but it will also usher in new challenges and risks. Businesses will enjoy lower operating costs and consumers a wider breadth of choice, while cross-sector and ...
Bank of Finland Bulletin : Bank of Finland articles on the economy 2/2018
(23.05.2018)
Bank of Finland. Bulletin 2/2018
Bank of Finland. Bulletin 2/2018
Effects of the revised Payment Services Directive : first assessment
(23.05.2018)
Bank of Finland. Bulletin 2/2018
Bank of Finland. Bulletin 2/2018
In retail banking, the two key services are the provision of credit and management of payment transfers. The revised Payment Services Directive (PSD2), which regulates payment transfers, entered into force in Finland for ...
Payments becoming increasingly real time and less visible
(29.05.2017)
Bank of Finland. Bulletin 2/2017
Bank of Finland. Bulletin 2/2017
New players and practices are taking hold of the payments market. In Europe, these developments are also being driven by legislative amendments, with the revised Payment Services Directive entering into force in 2018. The ...