Haku
Viitteet 391-400 / 401
Technological innovation and the bank lending channel of monetary policy transmission
(20.12.2023)
BOFIT Discussion Papers 9/2023
BOFIT Discussion Papers 9/2023
This paper studies whether and how banks’ technological innovations affect the bank lending channel of monetary policy transmission. We first provide a theoretical model in which banks’ technological innovation relaxes ...
Regional favoritism in access to credit : just believe it
(21.03.2023)
BOFIT Discussion Papers 1/2023
BOFIT Discussion Papers 1/2023
ABSTRACT
We examine the effect of regional favoritism on the access of firms to credit. Using firm-level data on a large sample of 29,000 firms covering 47 countries, we investigate the hypothesis that firms in the birth ...
BigTech credit and monetary policy transmission : Micro-level evidence from China
(13.04.2023)
BOFIT Discussion Papers 2/2023
BOFIT Discussion Papers 2/2023
ABSTRACT
This paper studies monetary policy transmission through BigTech and traditional banks. By comparing business loans made by a BigTech bank with those made by traditional banks, it finds that BigTech credit amplifies ...
Where do Russia’s mobilized soldiers come from? Evidence from bank deposits
(21.02.2024)
BOFIT Policy Brief 1/2024
BOFIT Policy Brief 1/2024
Russia does not release information on the numbers of mobilized and recruited men or casualties of war in Ukraine. In this small note, I propose to use information from regional banking data as a proxy for analyzing the ...
When banks’ shadow fades and shadow banking rises : Securitization and loan performance in China
(15.09.2023)
BOFIT Discussion Papers 4/2023
BOFIT Discussion Papers 4/2023
ABSTRACT
This study examines the relationship between securitization and loan performance using proprietary loan-level data from a Chinese bank. Securitized loans exhibit lower ex-post default rates and prepayment chances ...
European banks are not immune to national elections
(29.02.2024)
BOFIT Discussion Papers 4/2024
BOFIT Discussion Papers 4/2024
We investigate whether European banks adjust their loan prices and volumes of new lending in the months running up to major national elections. Using a unique dataset that draws on data covering some 250 banks in 19 Eurozone ...
Sotavuosi runteli Venäjän rahoitusmarkkinoita
(22.02.2023)
BOFIT Policy Brief 3/2023
BOFIT Policy Brief 3/2023
Helmikuussa 2022 sodan syttymistä seurasi markkinapaniikki, jonka rauhoittamiseksi Venäjän keskuspankki toimi nopeasti ja voimakkaasti. Ruplan kurssin vapaapudotuksen ja talletuspaon estämiseksi ohjauskorko nostettiin 20 ...
Valuuttakurssi- ja korkoepävarmuuden vaikutuksista yritysten ja pankkien käyttäytymiseen
(09.04.1986)
Keskustelualoitteita. Discussion Papers 3/86
Keskustelualoitteita. Discussion Papers 3/86
Tutkimuksessa tarkastellaan portfolioanalyysin avulla pankkien ja yritysten pääomanliikkeiden korkoherkkyyttä, kun korkoon ja valuuttakurssiin liittyy epävarmuutta. Tulosten mukaan keskuspankki voi lisätä rahapolitiikan ...
Constructing a composite indicator to assess cyclical systemic risks : An early warning approach
(02.04.2024)
BoF Economics Review 3/2024
BoF Economics Review 3/2024
The main contribution of this paper is the construction of a cyclical systemic risk indicator from early warning indicators of banking crises (EWIs) used in Finland. Previous research has shown that combining EWIs can ...
IMF suosittelee Suomelle toimia rahoitusvakauden vahvistamiseksi
(23.01.2023)
Euro & talous. Blogi
Euro & talous. Blogi
Kansainvälinen valuuttarahasto (IMF) on julkaissut kattavan arvion, jossa se tarkastelee Suomen finanssijärjestelmän vakautta ja riskejä sekä antaa suosituksia toimiksi, joilla rahoitusvakautta edistetään.