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Central bank digital currency
(21.11.2017)
BoF Economics Review 5/2017
BoF Economics Review 5/2017
Central banks have traditionally issued cash to the general public. With digitalisation, banknotes are becoming a technically outdated payment instrument, and some central banks have explored the possibility of central ...
The great illusion of digital currencies
(21.06.2018)
BoF Economics Review 1/2018
BoF Economics Review 1/2018
This paper is an analysis of digital currencies, including cryptocurrencies, and their potential as monetary instruments. The analysis shows that the concept of a digital currency is a fallacy. Currency, in the form of ...
Digitaalinen keskuspankkiraha
(03.11.2017)
BoF Economics Review 4/2017
BoF Economics Review 4/2017
Keskuspankit ovat perinteisesti laskeneet liikkeeseen seteleitä yleisön käytettäviksi. Digitalisaation myötä setelit alkavat olla teknisesti vanhentunut maksuväline, ja jotkut keskuspankit ovat harkinneet vähittäismaksamiseen ...