Financial market report 1/2013
(03.04.2013)
Numero
1/2013Julkaisija
Bank of Finland
2013
Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:bof-201408075163Tiivistelmä
1 Financial intermediation 4
1.1 Banks in crisis countries funding their home countries 4
1.2 Household indebtedness and increase in house prices in Finland most moderate among Nordic countries 7
1.3 Finnish consumer credit market is highly bank-centered 10
2 Banks and insurance companies 13
2.1 Profitability of Finnish financial groups improved in 2012 13
2.2 Margins on housing loans and small corporate loans widened the most 15
3 Securities markets 18
3.1 Is companies' financial structure changing? 18
4 Infrastructure 21
4.1 Final dash in SEPA migration 21
4.2 Continued disruptions in payment transmission 24
4.3 Consultation on access to payment accounts 25
5 Key regulatory and supervisory initiatives 27
5.1 Nordic countries to tighten regulation on housing loans 27
5.2 Global legal entity identifier for entities operating in financial markets 29
1.1 Banks in crisis countries funding their home countries 4
1.2 Household indebtedness and increase in house prices in Finland most moderate among Nordic countries 7
1.3 Finnish consumer credit market is highly bank-centered 10
2 Banks and insurance companies 13
2.1 Profitability of Finnish financial groups improved in 2012 13
2.2 Margins on housing loans and small corporate loans widened the most 15
3 Securities markets 18
3.1 Is companies' financial structure changing? 18
4 Infrastructure 21
4.1 Final dash in SEPA migration 21
4.2 Continued disruptions in payment transmission 24
4.3 Consultation on access to payment accounts 25
5 Key regulatory and supervisory initiatives 27
5.1 Nordic countries to tighten regulation on housing loans 27
5.2 Global legal entity identifier for entities operating in financial markets 29