Annual report 2019

Director General’s review ....... 3
State of financial markets ....... 7
Supervision responsive to changes in operating environment ...... 11
FIN-FSA’s themes in 2019
Report on means to prevent excessive household indebtedness ....... 15
Management of disability risk by pension insurance companies ...... 17
Green Deal and the supervisory perspective ....... 19
EU banking legislation to complete the Basel III recommendations in preparation ...... 21
Fund liquidity issues ....... 24
Audit committees’ activities were assessed ...... 26
Responsible utilisation of data in the financial sector ...... 27
Management and personnel ...... 29
Board ...... 30
Management Group ...... 32
Financial Supervisory Authority in brief ....... 34
Financial Supervisory Authority strategy 2020–2022 ...... 36
Appendices
Total number of supervised and other fee-paying entities ....... 37
Expenses and funding...... 38
Set supervision fees ....... 39
Processing fees...... 40
Journal ....... 41
Unless otherwise indicated, all texts refer to the year under review 2019.