Financial market report 1/2012
(28.02.2012)
Numero
1/2012Julkaisija
Bank of Finland
2012
Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:bof-201408075161Tiivistelmä
1 Financial intermediation 4
1.1 Venture capital's macroeconomic importance 4
2 Banks and insurance corporations 8
2.1 How has the debt crisis affected euro area banks' lending to SMEs? 8
2.2 Interest rates on housing loans in Finland lowest in the euro area and housing loan growth above average 11
3 Securities markets 13
3.1 Euro area banks and governments faced with substantial refinancing needs 13
4 Infrastructure 17
4.1 The most important phase in SEPA migration completed in Finland 17
4.2 European Commission surveys the future of European retail payments 20
5 Key regulatory and supervisory initiatives 22
5.1 A working group in Finland to consider systemic risk mitigation 22
5.2 Countercyclical capital buffers as national macroprudential tools 25
5.3 Significant structural reform to be made in the UK banking sector 29
1.1 Venture capital's macroeconomic importance 4
2 Banks and insurance corporations 8
2.1 How has the debt crisis affected euro area banks' lending to SMEs? 8
2.2 Interest rates on housing loans in Finland lowest in the euro area and housing loan growth above average 11
3 Securities markets 13
3.1 Euro area banks and governments faced with substantial refinancing needs 13
4 Infrastructure 17
4.1 The most important phase in SEPA migration completed in Finland 17
4.2 European Commission surveys the future of European retail payments 20
5 Key regulatory and supervisory initiatives 22
5.1 A working group in Finland to consider systemic risk mitigation 22
5.2 Countercyclical capital buffers as national macroprudential tools 25
5.3 Significant structural reform to be made in the UK banking sector 29