Sisällysluettelo : Bank of Finland. Financial market report

Abstract

1 Financial intermediation 4 1.1 Recent developments in corporate loans in Finland 4 1.2 A decline in real interest rate on fixed-term deposits 5 2 Banks and insurance corporations 7 2.1 Weak results in the US and European banking sectors 7 2.2 Market developments have a negative impact on Nordic banks 8 2.3 Finnish banks profitability and capital adequacy remain mainly good 10 2.4 Insurance corporations solvency buffers shrinking 12 3 Securities markets 14 3.1 Developments in trading facilities 14 4 Infrastructure 16 4.1 Risks of FX trade under scrutiny 16 5 Key regulatory and supervisory initiatives 18 5.1 Financial market turbulence leading to regulatory reform 18 5.2 Changes in Eurosystem s collateral framework 20 6 Key corporate arrangements and events in the financial sector 23