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The disciplining effect of bank supervision : Evidence from SupTech
(18.03.2025)
BOFIT Discussion Papers 1/2025
BOFIT Discussion Papers 1/2025
Regulators increasingly rely on supervisory technologies (SupTech) to enhance bank supervision, but their potential role in disciplining bank behavior remains unclear. We address this knowledge gap using unique data from ...
Let a small bank fail : Implicit non-guarantee and financial contagion
(18.10.2024)
BOFIT Discussion Papers 11/2024
BOFIT Discussion Papers 11/2024
This paper examines the consequences of Chinese regulators deviating from a long-standing full bailout policy in addressing the distress of a city-level commercial bank. This policy shift led to a persistent widening of ...
What motives and conditions drive countries to adopt macroprudential and capital management measures?
(11.04.2025)
BOFIT Discussion Papers 3/2025
BOFIT Discussion Papers 3/2025
Countries choose diverse policy mixes of macroprudential and capital flow management measures, yet the drivers behind these policy choices remain largely unexplored. We identify potential conditions for the adoption and ...
Broken relationships : De-risking by correspondent banks and international trade
(16.10.2024)
BOFIT Discussion Papers 10/2024
BOFIT Discussion Papers 10/2024
We study how terminated correspondent banking relationships affect international trade. Drawing on firm-level export data from emerging Europe, we show that when local banks lose access to correspondent services, their ...
Information frictions inside a bank : Evidence from borrower switching between branches
(29.10.2025)
BOFIT Discussion Papers 7/2025
BOFIT Discussion Papers 7/2025
Banks are multidivisional organizations in which branches hold local knowledge about borrowers. Can this “soft” information be transmitted across units? Studying the population of corporate loans originated by a large ...
The implications of faster lending : loan processing time and corporate cash holdings
(19.12.2025)
BOFIT Discussion Papers 14/2025
BOFIT Discussion Papers 14/2025
A unique natural experiment in China – the city-level staggered introduction of administrative approval centers (AAC) – reduces bank loan processing times by substantially speeding up the process of registering collateral ...





