Haku

Finland's financial system is structurally vulnerable due to the country's high levels of household debt and proportionately large banking system. Indebted households respond to declining economic conditions and increased ...

Capital buffer requirements imposed on banks are among the key instruments available in the macroprudential policy toolkit. They safeguard the risk-bearing capacity of banks. Some of the requirements are imposed on the ...

The Finnish financial system has remained stable despite the spring turbulence in the international financial markets. The rapid and steep rise in interest rates has led to an increase in financial stability risks in Finland ...

Banks and the rest of the financial system in Finland have remained stable despite the many disruptions in the global economy and financial markets this spring and in recent years. Households with high debts in relation ...

The global financial crisis 15 years ago demonstrated that the regulation of financial institutions and markets needed to be reformed and their supervision improved. Extensive reforms resulted in the creation of new ...

Despite the economic recession, the capital position of Finnish banks has improved. This is attributable especially to growth in the net interest income of the banks. The financial standing of Finnish banks is expected to ...

The standstill in the Finnish housing market is the most severe since the country’s recession of the early 1990s. The risks posed to the financial system will ease, however, if interest rates start to fall and Finland’s ...

Finland’s financial system is stable, but the standstill in the housing and real estate markets and the considerable sensitivity to interest rate movements are adding to the risks. The deterioration in the international ...