Haku

The global financial crisis 15 years ago demonstrated that the regulation of financial institutions and markets needed to be reformed and their supervision improved. Extensive reforms resulted in the creation of new ...

Regulators increasingly rely on supervisory technologies (SupTech) to enhance bank supervision, but their potential role in disciplining bank behavior remains unclear. We address this knowledge gap using unique data from ...

Countries choose diverse policy mixes of macroprudential and capital flow management measures, yet the drivers behind these policy choices remain largely unexplored. We identify potential conditions for the adoption and ...

Finland’s financial system has remained stable despite the increase in global risks that are hard to predict. The trade tariffs imposed around the world by the United States are shaking the global economy and investment ...

We use confidential loan-level data from the European Central Bank to investigate how changes in the countercyclical capital buffer requirement in Germany affect lending to firms. We find evidence showing that tightening ...