Haku

Finanssikriisin yhteydessä nousi esille kritiikkiä, että pankit kirjasivat luottotappioita liian vähän tai viipeellä. Kansainvälisten kirjanpitostandardien uudistuksessa tämä on nyt huomioitu. Kuluvan vuoden alusta ...

1 Esipuhe 4 2 Yhteenveto 7 3 Kokonaisluotonantoon liittyvät vakausuhkat 9 4 Asuntoluotonantoon liittyvät vakausuhkat 14 5 Suomen pankkisektorin vakavaraisuus 18 Liiteartikkeli 1. Ruotsin ja Tanskan talouskehitys ja ...

The Nordic residential and commercial real estate markets recovered quickly from the first wave of the COVID-19 pandemic. House sales and property investment flows have been strong despite the uncertain economic outlook. ...

Finland’s financial system is, by structure, vulnerable to risks associated with lending for house purchase. Housing loan volumes are large relative to other lending by banks and requirements on banks’ own funds. The fact ...

Household indebtedness is high in the Nordic countries. Housing loans are a significant part of banks' business, and covered bonds are important for banks both as sources of funding and as investments. The large size of ...

The coronavirus (COVID-19) pandemic is dampening the Nordic housing market in many ways. The economic outlook and consumer confidence in the economy have deteriorated precipitously. The restrictions imposed under the state ...